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What happens if I do not make my loan payments?

Most importantly, you should know that you will not be removed from Canada if you miss a loan payment.

If the situation continues, we can:

  • direct your case to a private collection agency
  • use your income tax refunds to repay your loan
  • take other legal measures

It is especially important to make your payments if you are planning on sponsoring a family member.

Because of this, if at any time, you are having difficulty repaying your loan, contact IRCC-Finance to discuss potential arrangements.


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